General Lecture for S-1 Management FEB UI “Overview of Indonesian Fintech and Financial Inclusion”
DEPOK – (2/9/2021) President Director of OVO as well as CEO and Co-Founder of Bareksa, Karaniya Dharmasaputra was a resource person for the Public Lecture of the FEB UI Management S-1 Study Program, titled “Overview of Indonesian Fintech and Financial Inclusion” moderated by Prof. . Rofikoh Rokhim, Ph.D., Head of the MM FEB UI Study Program, on Thursday (2/9/2021). This general lecture is a Financial Technology (Fintech) course, which is only available in the Odd semester of 2021/2022, with Prof. Rofikoh Rokhim, Ph.D. as the lecturer.
Indonesia has great potential in all segments of digital financial services, including in the digital payment system. Financial technology has the potential to be a solution in increasing financial inclusion in Indonesia along with the development of an Internet infrastructure, including population connectivity to the Internet and smartphone penetration of the total population. The contribution of financial technology in the advancement of the financial world in Indonesia is increasingly felt during the COVID-19 pandemic, when the public is required to limit face-to-face financial transactions and start switching to financial technology products to access various services.
Acting Dean of FEB UI, Teguh Dartanto, Ph.D., gave the opening remarks. Teguh said that “The rapid development of financial technology as a new economic driver during the pandemic is an irresistible progress. Furthermore, innovation in the financial world, one of which is in the digital banking sector, is one of the factors that can accelerate the process of economic recovery during the pandemic.”
In his presentation, Karaniya Dharmasaputra said that the digital ecosystem allows Indonesians from various backgrounds to experience increased financial literacy and inclusion. In the context of OVO and Bareksa, this progress can be seen from the acceleration of the digitization of MSMEs, the empowerment of young and women entrepreneurs, increasing the ease, speed and transparency of state revenues, distribution of social assistance and economic stimulus, as well as the creation of innovative products and services in the financial market in Indonesia. Financial technology is expected to be able to bring more massive benefits in the future.
“The opportunity to create inclusivity is still wide open for new players in the industry who are able to serve special segments. In addition, the importance of product innovation and partnerships with various industries is able to create a more inclusive financial industry for all levels of society.” said Karaniya in closing the session.
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